The Great Opt Out
Why and How People Are Exiting the Fiat System
The traditional financial system is failing people as inflation erodes the value of hard-earned money. The root of this problem lies in the constant debasement of fiat currencies through excessive money printing. This ongoing erosion of wealth has prompted many to explore alternatives like Bitcoin—a movement we call "The Great Opt-Out." Here’s why it’s time to rethink your participation in this rigged game, and explore ways in which you can peacefully opt out.
Why the Fiat System Is Failing You
Fiat currencies are designed for inflation. As governments and central banks continue to print money, the value of what you own decreases, effectively stealing your purchasing power.
The result is that housing, healthcare, education, and even travel have become inefficient and prohibitively expensive. The solution? Opting out through alternative means while gaining more control over your life.
Opting Out of Broken Systems
Education: The Failing U.S. School System
Government schooling in the U.S. is widely criticised for its outdated methods and poor results. According to numerous reports, the education system fails to prepare students adequately for the future, with falling test scores and overcrowded classrooms being just a few of the issues. Over the course of the recent lockdowns, many parents were shocked to witness over Zoom the sub-par education their children were receiving at the hands of the state.
Source: NY Post
During this period, many turned to home-schooling and were surprised to discover that mandatory curriculums could be taught to their children in a fraction of the time required in government schools. By homeschooling, parents can provide a customised and flexible education using online resources and community support networks. The bitcoin community has made great strides in this field. Founded by the parents of 4 home-schooled kids, Free Market Kids, a bitcoin-powered education company that produces games, books and hosts community initiatives, is supporting families across the US who want to provide a high standard of education to their children. Former university professors, disillusioned by the government education system are now offering online tutoring, and kids clubs built on a bitcoin standard are being established across the globe.
Healthcare: A System in Crisis
In the USA “In 2022, $4.5 trillion was spent on healthcare, twice as much per capita as peer nations.” Despite this vast expenditure, the US has some of the worst health outcomes globally and costs continue to soar, leaving millions uninsured or underinsured. In response, bitcoiners have built services such as CrowdHealth, which provides a community-driven alternative. At Crowdhealth, healthcare funding is pooled via a monthly subscription and distributed to community members when needed. This allows for lower costs and means that when you need medical services you are not left high and dry, or bankrupt by your insurance provider.
Housing: Skyrocketing Costs in North America
Between 2020 and 2024, home prices in the U.S. increased by over 47%, while wages lagged far behind (Harvard Joint Center for Housing Studies). Meanwhile, in Canada, rising mortgage rates and a shortage of affordable housing mean many people are stuck in the rental market, where rents continue to rise (CMHC). The result? The middle class is squeezed out, with homeownership becoming increasingly unattainable.
For those seeking to escape this system of escalating costs, RV living offers an affordable and mobile lifestyle. For the preppers out there, a mobile home provides the flexibility to move quickly when necessary, and the cost of renting a space at an RV resort and maintaining your trailer can be significantly lower than home ownership or rent. With more than 1 million Americans living in RVs and many working remotely, this has become a viable lifestyle option that takes us back to our nomadic roots.
Travel: The Decline of AirBnB
When AirBnB first became a thing, it provided travellers with a wide variety of quirky, low cost accommodation options. Instead, today staying at an AirBnB is more likely to provide you with “unpredictable lodging experiences at high prices”. For those looking for an alternative Air BTC recently launched a bitcoin-based service that allows you to book stays directly with Bitcoin. This means frictionless payments and the ability to avoid many of the fees and complications associated with traditional AirBnB.
Payments: How to protect yourself from being de-banked
Services like BullBitcoin allow you to continue to spend in fiat using credit cards (debt), but pay your bills in Bitcoin converting it to fiat as needed. This reduces your reliance on traditional banks and protects you from increasing attempts to censor both individuals and businesses globally. To learn how, read their handy online guide.
Learn more about how to protect yourself
The fiat system is rigged against you, but you have the power to opt out. You don’t need to make drastic changes all at once. Start small by exploring alternatives in areas like banking, healthcare, or education.
If you’re interested in learning more about how Bitcoin can empower you to live on your terms, join the Access Tribe community for regular bitcoin content, courses and networking events. We provide the resources, tools, and the community support you need to make the transition. Join us and take the first step toward a more independent life.
